Home Protection Scheme Hps

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Last updated: 2026/07/13

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HPS GOT REJECTED? Do we need it?

Home Protection Scheme (HPS) is a compulsory mortgage reducing insurance that protects you and your partner in the case of death, illness or total permanent disability. Since it works like an insurance, eligibility for HPS coverage is subject to you being in good health. You must declare and fu

Is it once it's rejected, it's okay not to be covered and we don't need to buy private insurance?

Hello! Yup, once it’s rejected, it’s no longer compulsory to be covered. You don’t need private insurance to cover either!

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